Mortgage Calculator by Equity and Repayment Capacity - Determine the Right Mortgage Amount for You

Calculation of mortgage amount based on equity and income

Equity ₪

Disposable income ₪

Estimated interest rate %

Period in years years

15 years

20 years

25 years

30 years

Summary:

Based on the own funds you entered, the maximum mortgage amount you can receive is

0.00 ₪

, however, according to your disposable income, your maximum monthly payment will range between

0.00 ₪

per month, which means that the maximum mortgage amount will be between

0.00 ₪

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Reviews

Great and easy-to-use mortgage calculator!

Review: I used the mortgage calculator on the site and found it very easy and convenient to use. It helped me understand my options and compare plans. Highly recommended!

Accurate and useful calculator

Review: this calculator helped me plan my home purchase better. I recommend it to anyone who wants a clear picture of their mortgage and full payment schedule.

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Review: the ability to enter personal data such as capital, monthly income, interest rate, and term makes this calculator a very useful tool. It provides accurate results quickly and supports decision-making.

How to use the calculator?

Equity

Enter equity: in the first field of the form, users can enter their equity — the money they have saved and want to invest in purchasing the property. Users should enter the amount in local currency without signs like commas or dots.

Disposable income

Enter monthly income: in the second field, users should enter their total monthly income. This can include salary, self-employment income, investment profits, etc. As before, enter the amount in local currency without signs like commas or dots.

Estimated interest rate

Enter interest rate: in the third field, users can enter the estimated mortgage interest rate. This is the estimated annual rate for their mortgage as stated by the bank or relevant credit institution. Users should enter the rate in percent without the percent sign.

Period in years

Enter period: in the fourth field, users should enter the desired mortgage term in years. This is the period over which users intend to repay the mortgage.

Click "Calculate mortgage"

Click on the "Calculate Mortgage" button: after entering all the required details in the form fields, users can click the "Calculate Mortgage" button to perform the calculation.
Once clicked, the calculator will generate the possible mortgage and the full repayment schedule. The information will be displayed below the form in a clear and easy-to-read format.

Calculate mortgage Users can compare results with different mortgage plans to choose the best option for them. Additionally, they can change parameters in the form and recalculate the mortgage to see how these changes might affect the requested loan.

Advanced Mortgage Calculator in Israel: Calculating Maximum Mortgage Based on Equity and Repayment Ability

How does the calculator work?

The calculator is based on advanced calculations of the maximum total mortgage you can receive based on your equity and repayment ability. The required input is:

Equity: How much money you have available to use as equity for the property purchase.
Disposable Income: How much money you have available at the end of the month to use for the mortgage payment.
Interest Rate: The estimated interest rate of the mortgage.
Period: The number of years you will pay the mortgage.

Advantages of the Calculator

Using this mortgage calculator provides you with several important advantages:

Time-saving: Instead of performing complex calculations manually, the calculator provides accurate results in a short amount of time.
Accurate financial planning: The calculator allows you to plan your financing based on accurate data and choose the most suitable mortgage for you.
Ease of use: The calculator is simple and convenient to use, and is suitable for users of all levels of knowledge and experience.
Flexibility: You can easily change and update the data entered into the calculator to check different financing scenarios.
Free to use: The calculator is available for free use and does not require payment or registration.

How to Use the Mortgage Calculator in Israel?

Enter the required data in the appropriate fields: equity, disposable income, interest rate, and period.
Click the "Calculate" button to begin the calculation of the maximum mortgage.
Check the results displayed on the screen: maximum total mortgage and maximum monthly repayment.
You can change and update the entered data to check different financing scenarios and see how changes in disposable income, equity, interest rate, or period affect the results.
At the end of the calculation, use the results to choose the most suitable financing plan for you and improve your financial decisions.

Summary

This mortgage calculator offers a smart and efficient tool for calculating the maximum mortgage based on equity and repayment ability. Using the calculator allows you to plan your financing accurately and choose the most suitable mortgage for you. The calculator is easy to use, flexible, and free, and provides many advantages in planning the right financing for you.

We recommend consulting with a mortgage expert before determining a final financing plan, to ensure that you are based on professional and up-to-date advice. The calculator is intended to provide basic support and understanding in the financing process and is not a substitute for professional personalized advice.